DEBT-ORGANISE  is a site with information about personal finance and debt management, we are not a debt management company but offer information through articles and links relating to credit cards, personal loans and aspects of private debt and debt management.

You will also find information about applying for credit including how to obtain your personal credit file and information on ways people use to manage and reduce their debts.

Whether you are new to the world of finance and are wondering what’s available and where to start, or all to familiar with the credit card bills you get each month there is something here for you.

It is no surprise that most people have debts of some sort the most common being a mortgage. But in recent years credit cards have been at the fore front of personal debt, mainly because of their availability. Whilst having a credit card can be very useful they can cause problems and attract very high interest rates, this seems to be where most problems occur. Many credit card companies these days offer introductory rates on balance transfers and there are several online companies that search to find the lowest rate credit card for you. The main thing to remember with any type of finance whether it be a credit card or personal loan always make an informed decision to make sure you are getting the best deal.